How Does Debt Actually Work and Who Gets paid?

How does debt work? What's the difference between unsecured debt and secured debt? How can debt forgiveness happen and won't it collapse the economy? Does the Constitution actually support debt forgiveness?

https://www.oknb.uscourts.gov/content/how-do-i-know-if-debt-secured-unsecured-priority-or-administrative
https://www.usbank.com/financialiq/manage-your-household/manage-debt/secured-vs-unsecured-debt.html
https://www.transunion.com/article/unsecured-vs-secured-loans

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