TOUGH MONEY DECISIONS THAT CAN TRANSFORM YOUR FUTURE

In this powerful episode of The Ramsey Show, the hosts tackle some of the most intense and emotional money struggles people face today. First, a caller drowning in $147,000 of debt asks whether selling his small business is the smartest way to break free from financial chaos. Another caller opens up about the marriage-straining pressure of having a spouse who refuses to help pay off their growing debt. A 17-year-old then shocks the hosts with an $1,100 monthly car payment, revealing how dangerous predatory auto loans can ruin young people before they even start life.
Next, a college student wrestles with a major crossroads: take a semester to study abroad, or stay home and grow a promising business—both paths offering life-changing opportunities. Finally, a caller asks whether they should repay a loan from an estranged parent, highlighting the emotional and financial tension that comes with broken family relationships.
This episode delivers sharp financial wisdom, real-world guidance, and hard-hitting truth to help every listener gain control, crush debt, and build a stronger future.