LIFE-CHANGING MONEY QUESTIONS AND HARD TRUTHS

In this powerful episode of The Ramsey Show, the hosts take on real-life financial challenges that hit straight to the heart. One caller wonders if her boyfriend should wait for marriage until she pays off her Parent PLUS loan, and the hosts warn against relationships built on debt pressure instead of commitment. Another caller fighting to survive on low income learns that budgeting with intensity and extra income opportunities are the only path to true debt freedom, not shortcuts. A business owner asks if rent-to-own deals are smart, but the hosts call them dangerous traps loaded with risk and wasted money. A family devastated after losing their home in the Los Angeles wildfires asks if they should pull from retirement to rebuild, and the hosts strongly advise against sacrificing long-term stability for short-term pain. Finally, a caller wonders if she must repay her estranged parents, and the hosts explain how to separate emotional pressure from financial responsibility. This episode delivers unfiltered advice, bold truth, and life-changing direction for anyone ready to take control of their money and their future.