Name: The Biggest Lie About Your Investment Returns
Uploaded: 2025-11-16T03:45:00+00:00
Duration: 5 min 35 s
Description: Ever been told your portfolio averages 8%? That number can be a dangerous lie. Average returns don’t tell the whole story. Actual returns are what really hit your account. Example: +100% one year, -50

5 days ago

Finance & Crypto Education Life Insurance Money Wealth Finance

Ever been told your portfolio averages 8%? That number can be a dangerous lie. Average returns don’t tell the whole story. Actual returns are what really hit your account. Example: +100% one year, -50% the next = a 25% average return… but your actual return is 0%. Don’t get fooled by the math. Learn the difference between averages and reality.
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0:22 Why Average Rate of Return Is Misleading
1:31 The Example That Proves the Lie
03:50 The Only Number That Matters: Actual Return
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ABOUT THE HIDDEN RESERVE

Chris Zerafa is the Founder of The Hidden Reserve, a financial services company dedicated to providing families and business owners with financial strategies that are rooted in guarantees, not guesswork.

Chris educates clients on how to leverage cash value insurance and guaranteed annuities to create a more secure, predictable financial future.

Enhance your financial portfolio with guaranteed growth, guaranteed income & tax-free use of money, giving you the peace of mind knowing your wealth is protected and growing.

Key Areas of Expertise:
• High Cash Value Insurance (Infinite Banking)
• Guaranteed Retirement Income through Annuities
• Wealth Transfer with Life Insurance
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DISCLAIMER

Everything in this video is meant to educate, not to serve as specific financial guidance for your situation.
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#TheHiddenReserve #InfiniteBanking #CashValueLifeInsurance #WealthProtection #WholeLifeInsurance #BankOnYourself #PrivateBanking #LifeInsurance #TermLife #Money #Finances #Education #FinancialFreedom #GenerationalWealth #FinancialServices

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