The Shocking Truth About Early Years in Whole Life

Most people don’t realize this: in the first few years of a whole life policy, you will lose money. Early cash value is always less than what you put in. No matter how "well designed" the policy is.
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0:20 The Biggest Misconception About Whole Life
2:13 Why Whole Life Starts in the Red
4:03 Breaking Even and the Long Term Play
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ABOUT THE HIDDEN RESERVE

Chris Zerafa is the Founder of The Hidden Reserve, a financial services company dedicated to providing families and business owners with financial strategies that are rooted in guarantees, not guesswork.

Chris educates clients on how to leverage cash value insurance and guaranteed annuities to create a more secure, predictable financial future.

Enhance your financial portfolio with guaranteed growth, guaranteed income & tax-free use of money, giving you the peace of mind knowing your wealth is protected and growing.

Key Areas of Expertise:
​• High Cash Value Insurance (Infinite Banking)
​• Guaranteed Retirement Income through Annuities
​• Wealth Transfer with Life Insurance
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DISCLAIMER

Everything in this video is meant to educate, not to serve as specific financial guidance for your situation.
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