Cash Value vs. Death Benefit Explained

Most people don’t really understand how cash value and death benefit work together inside a whole life insurance policy.

In this video, I break it down with one simple analogy: your policy is like a house.

Cash Value = The Foundation: built slowly, brick by brick
Death Benefit = The Roof: protects your family when you’re gone, providing income tax-free money to your beneficiaries.
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ABOUT THE HIDDEN RESERVE

Chris Zerafa is the Founder of The Hidden Reserve, a financial services company dedicated to providing families and business owners with financial strategies that are rooted in guarantees, not guesswork.

Chris educates clients on how to leverage cash value insurance and guaranteed annuities to create a more secure, predictable financial future.

Enhance your financial portfolio with guaranteed growth, guaranteed income & tax-free use of money, giving you the peace of mind knowing your wealth is protected and growing.

Key Areas of Expertise:
​• High Cash Value Insurance (Infinite Banking)
​• Guaranteed Retirement Income through Annuities
​• Wealth Transfer with Life Insurance
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DISCLAIMER

Everything in this video is meant to educate, not to serve as specific financial guidance for your situation.
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