Biometric Consent is the Digital ID

Prior to the 2020 Lockdowns, Buy-Now-Pay-Later services were obscured from most of the market. Affirm was founded in 2012 by PayPal co-founder, Max Levchin, but was only used on high purchases by a small handful of merchants.

After the 2020 Lockdowns, as people’s money became weaker, sudden partnerships with Apple Pay and Amazon, a Super Bowl ad and an IPO brought Affirm and the entire Buy-Now-Pay-Later scheme to a public already slipping into debt. The first year saw an over four-hundred-percent increase in people using Buy-Now-Pay-Later services to buy essentials including groceries, gas, and paying their utilities.....

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