Fed cut rates 📉.

Here’s what it means in Simi Valley and how buyers use buydowns + seller credits to lower payments now and refi later 🔑🏡. Comment SIMI for the Rate‑Drop Playbook. #stevehise #SimiValley #RealEstate #SimiValleyRealEstate #MortgageRates #RateCut #Buydowns #SellerCredits #CaliforniaRealEstate #MarketUpdate #VenturaCounty