What Happens to YOUR Home If Florida and Texas Are Right?
Florida and Texas are ground zero for a massive financial experiment... the “Great Equity Reset.”
New insurance laws, zoning rollbacks, and real estate ownership databases are quietly testing how far states can push homeowners before they’re forced to drain their home equity.
In this video, we expose the hidden connection between Florida’s flood-insurance mandates, Texas’s zoning overhaul, and the data giants pulling the strings behind your premiums and property values.
Discover how your home equity became the next target... and what you can do right now to protect yourself before this spreads nationwide.
MUST WATCH!!
Homes Wrongly Overvalued (Appraisal Fraud)
https://rumble.com/v70rsjo-homes-wrongly-overvalued-appraisal-fraud.html
Citizens Cancels 200,000 insurance policies! (Insurance Collapse imminent!)
https://www.youtube.com/watch?v=Ea_EYyBQnW4
They are artificially creating these devastating situations for families and then they blame it on God as a natural occurrence to remove LIABILITY!!
Same with the forest fires! It's not just happening in Florida.
Weather as a Force Multiplier: Owning the Weather in 2025
https://ia601605.us.archive.org/35/items/WeatherAsAForceMultiplier/WeatherAsAForceMultiplier.pdf
"Climate Shocks Are Making Parts of America Uninsurable. It Just Got Worse."
https://www.sej.org/headlines/climate-shocks-are-making-parts-america-uninsurable-it-just-got-worse
How is climate change limiting access to insurance?
https://www.context.news/climate-risks/how-is-climate-change-limiting-access-to-insurance
That announcement came days after Farmers Insurance announced it was pulling out of Florida completely.
You may lose your mortgage if your homeowners insurance is canceled. Mortgages have specific language stating that you are in default if you don't keep your insurance active.
https://smartfinancial.com/homeowners-insurance-canceled
What To Do If Your Home Insurance Company Drops You?
https://www.forbes.com/advisor/homeowners-insurance/dropped-by-home-insurance-company/
Two Major Insurers Are Not Renewing Policies With California Homeowners
Texas SB 840 (2025)
TX SB840 | 2025-2026 | 89th Legislature
https://legiscan.com/TX/bill/SB840/2025
Purpose: Aims to increase the housing supply by allowing multifamily and mixed-use residential development in commercial zones, addressing the affordable housing crisis.
Applicability:
Primarily impacts large cities in Texas with a population over 150,000 in counties with over 300,000 people.
Key provisions:
Allows developers to build multifamily and mixed-use housing in commercial zones.
Permits heights of up to 45 feet or the height of existing adjacent commercial uses.
Provides for densities of up to 54 units per acre, or higher if existing projects in the area are denser.
Includes provisions to waive certain development fees for the redevelopment of underperforming commercial properties.
TX SB15 | 2025-2026 | 89th Legislature
Texas Senate Bill 15 (SB 15) is a law that limits municipal zoning restrictions on residential lot sizes to address housing affordability in certain parts of the state. The bill, sponsored by Senator Paul Bettencourt, applies to cities with populations over 150,000 in counties with over 300,000 people. It prevents these municipalities from imposing minimum lot size requirements greater than 1,400 square feet or density restrictions lower than 31.1 dwelling units per acre for new subdivisions of at least five acres.
https://legiscan.com/TX/bill/SB15/2025
Bill Text: TX SB458 | 2025-2026 | 89th Legislature
Bill Title: Relating to an appraisal process for disputed losses under personal automobile or residential property insurance policies. Spectrum: Bipartisan Bill
https://legiscan.com/TX/text/SB458/id/3199521
TX SB17 | 2025-2026 | 89th Legislature
2025 TX SB17 (Summary) Relating to the purchase or acquisition of an interest in real property by certain aliens or foreign entities; creating a criminal ..
https://legiscan.com/TX/bill/SB17/2025
Every American Homeowner Needs to Watch This.
https://www.youtube.com/watch?v=AwDP35u6GgI
Insurance Companies REFUSE to Pay!
https://rumble.com/v5e0qcd-insurance-companies-refuse-to-pay.html
Next to Fall: The Climate-Driven Insurance Crisis is Here — And Getting Worse
Is Florida becoming Unlivable?! (What they are not telling you!)
https://rumble.com/v5lm9sz-is-florida-becoming-unlivable-what-they-are-not-telling-you.html
Is the Middle Class Being Destroyed on Purpose?
https://rumble.com/v6xu4q6-is-the-middle-class-being-destroyed-on-purpose.html
Hundreds of Bradenton Beach mobile homes likely to be condemned
“We were all anxious to reinvest in our properties and in the community again, and then we are hit this morning with this bombshell,” said Pines Trailer Park resident Bill Lavelle.
That bombshell he is referring to – an announcement from the city saying FEMA told them all manufactured homes on the island that had any flooding from the recent hurricanes essentially had to be destroyed.
“This is my little chunk of paradise that I was just able to get at this stage of my life, and now it’s been ripped away from me,” Lavelle said.
BB moves to condemn mobile home park, cites FEMA guidelines
https://www.islander.org/2024/10/bb-moves-to-condemn-mobile-home-park-cites-fema-guidelines/
Pines, Sandpiper homes deemed uninhabitable - AMI Sun
https://www.amisun.com/2024/10/18/pines-sandpiper-homes-deemed-uninhabitable/
Zillow introduces First Street's comprehensive climate risk data on for-sale listings across the US
UNIT 8 SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE In this unit
This unit covers: • The substantial improvement rule – how to regulate major additions and other improvements to buildings in the floodplain. • The substantial damage rule – how to regulate reconstruction and repairs to buildings that have been severely damaged. • Exceptions to the basic rules for some special cases.
https://www.fema.gov/pdf/floodplain/nfip_sg_unit_8.pdf
New Florida Flood Disclosure Requirements Coming
Florida Map Shows Where State Will Become Underwater From Sea Level Rise
https://www.newsweek.com/florida-map-underwater-sea-level-rise-climate-change-1884672
Florida Could Soon Become Uninsurable—and Other States Will Likely Follow
https://www.newsweek.com/florida-california-insurance-uninsurable-climate-change-1817260
What Is Climate Risk Data and How to Use It When Shopping for a Home
Zillow’s new climate risk data provides important information about climate-related events that can be used when shopping for a home. Learn what is and how to use it.
https://www.zillow.com/learn/what-is-climate-risk-data/
Zillow’s new climate risk score brings transparency to home shoppers
Flood Risk Disclosure - FEMA.gov
The Standard for Climate Risk Financial Modeling
We exist to make the connection between climate change and financial risk at scale for financial institutions, companies and governments.
Basic rule: If the cost of improvements or the cost to repair the damage exceeds 50 percent of the market value of the building, it must be brought up to current floodplain management standards.
That means an existing building must meet the requirements for new construction.
People who own existing buildings that are being substantially improved will be required to make a major investment in them in order to bring them into compliance with the law. They will not be happy.
If the buildings have just been damaged, they will be financially strapped and your elected officials will want to help them, not make life harder for them.
Chapter 689 Section 302 - 2024 Florida Statutes -
https://www.flsenate.gov/Laws/Statutes/2024/0689.302
https://m.flsenate.gov/Statutes/403.291
Florida is no different then any other Fascist state in AmeriKa subservient to British zionism.
Whether the figurehead isrepublican or democrat both collaborate to undermine the Constitution and Bill of Rights of the American People.
The Uniparty in Florida has Weaponized weather in Florida.
https://m.flsenate.gov/Statutes/403.291
HOA'S Are Ripping Homes Away From ALL These People!
https://www.youtube.com/watch?v=uaSFqaAOd1c
All These People Are Being Ripped Out Of Their Homes
https://www.youtube.com/watch?v=rsviavHVG6w
America the beautiful The UN Wild Lands Project 30 x 30 Plan For The United States Of America.
Spotlighting the Work to Restore, Connect and Conserve 30 Percent of Lands and Waters by 2030 - Agenda 21
https://www.doi.gov/priorities/america-the-beautiful
As directed by fake President O'Xiden’s Executive Order 14008, Tackling the Climate Crisis at Home and Abroad, the Department of the Interior has partnered with the Departments of Agriculture and Commerce,
National Ocean and Atmospheric Administration, and the White House’s Council on Environmental Quality to develop initial recommendations on how to advance an inclusive and collaborative conservation vision.
President Biden has issued a call to action that we work together to conserve, connect, and restore 30 percent of our lands and waters by 2030 for the sake of our economy, our health, and our well-being.
https://www.whitehouse.gov/.../executive-order-on.../
"If the people will not sell their land to the government, then they will just condemn it and take it for the greater good."
Dave Aiken, UNL Extension Water and Ag Law Specialist, explains what the 30x30 Plan is and how it could impact agricultural land.
How Private Property In America Is Being Abolished - The Wildlands Project
https://agenda21truth.blogspot.com/.../how-private
GLOBAL BIODIVERSITY ASSESSMENT
The plan is laid out in the book Global Biodiversity Assessment. In the picture below –
which is from that book – the red areas will be totally wild land and depopulated.
The yellow areas will be buffer zones and slightly populated. The black dots will be the mega cities where the Americans will be stuffed like cattle.
The Wild lands Project is part of Agenda 21.
https://jmm.nu/united-nations-wildlands-project/
Ya'll ready to GIVE UP Miami??
Who is ReWild Miami?
We are a community of people united in opposition to development of a proposed water park on environmentally sensitive areas next to Zoo Miami, or on any other environmentally sensitive area in Miami-Dade County.
ReWild Miami
CONSERVATION FLORIDA, UNIVERSITY OF FLORIDA, ARCHBOLD BIOLOGICAL STATION AWARDED $1.4 MILLION AMERICA THE BEAUTIFUL CHALLENGE GRANT
https://conservationfla.org/cflnews/2023/7/20/america-the-beautiful-grant
(sounds good right)
Founded by a group of renowned conservation scientists together with Leonardo DiCaprio and combining more than 35 years of conservation impact,
Re:wild is a force multiplier that brings together Indigenous peoples, local communities, influential leaders, nongovernmental organizations, governments, companies, and the public to protect and rewild at the scale and speed we need.
https://www.rewild.org/about-us
What Is Rewilding?
Rewilding Expansion
https://rewilding.org/rewilding-expansion/
Florida Fish and Wildlife
Conservation Commission
https://myfwc.com/conservation/value/fwcg/habitats/
Miami-Dade Mayor asks commission to rescind contract with Miami Wilds at Zoo Miami
The Ecological Citizen, Global Rewilding Alliance,
Confronting human supremacy in defense of the Earth
A peer-reviewed egocentric journal (ISSN 2515-1967)
https://www.ecologicalcitizen.net/
Forest Fire as a Military Weapon
https://rumble.com/v3b8em8-forest-fire-as-a-military-weapon.html
Taking Over America!!!
Building a Global Compendium on Land Value Capture
https://www.oecd.org/cfe/cities/land-value-capture.htm
LAND VALUE CAPTURE
TOOLS TO FINANCE OUR URBAN FUTURE
https://www.lincolninst.edu/sites/default/files/pubfiles/land-value-capture-policy-brief.pdf
Social Impact Investment - OECD
https://www.oecd.org/social/social-impact-investment.htm
Complete Streets | US Department of Transportation
https://www.transportation.gov/mission/health/complete-streets
Federal Highway Administration activities to advance Complete Streets.
https://highways.dot.gov/complete-streets
Land Value Capture America
https://www.oecd.org/cfe/cities/Land_value_capture_USA.pdf
An American Reset – Safe Water & a Workable Model of Federalism
Communitarianism is a philosophy that emphasizes the connection between the individual and the community.
Its overriding philosophy is based upon the belief that a person's social identity and personality are largely molded by community relationships, with a smaller degree of development being placed on individualism.
The Cognitive City®
https://www.exaptive.com/cognitive-city
Balancing the pillars: Eradicating poverty, protecting the planet and promoting shared prosperity Together 2030 Written Inputs to the UN High-Level Political Forum (HLPF) 2017
https://sustainabledevelopment.un.org/content/documents/15026T2030.pdf
World Bank Group and The 2030 Agenda
https://www.worldbank.org/en/programs/sdgs-2030-agenda
America the beautiful
Agenda for Sustainable Development web.pdf
What is the Convid-19 Cognitive City?
It's a FREE social network for people who need data, information, expertise, and input on ideas, projects, and more.
https://covid-19.cognitive.city/cognitive/auth/landing
President Biden wants 30% of US land to be protected by 2030; USDA says no land will be taken from farmers
Biden-Harris Administration Launches $1 Billion America the Beautiful Challenge to Support and Accelerate Locally Led Conservation and Restoration Projects
Conserving and Restoring America the Beautiful
https://www.noaa.gov/america-the-beautiful
America the Beautiful Challenge that will leverage Federal conservation and restoration investments with private and philanthropic contributions to accelerate land, water, and wildlife conservation efforts across the country.
https://www.nfwf.org/programs/america-beautiful-challenge
America the Beautiful Challenge 2023 Request for Proposals
the federal land grab America the beautiful report
Land Grab or Climate Solution? President Biden Could Unveil '30 by 30' Plan Details Next Week
30x30 Initiative logo
ADVANCING WOMEN IN POLICING 30% WOMEN RECRUITS BY 2030
original link on Epic Real Estate Investing
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