My jaw just hit the floor - Rates for Obamacare for a 46 yo male. WTF? read below

2 days ago
3.81K

My jaw just hit the floor

American just got notified the new 2026 Barack Obama Affordable Care Act rates were published in Georgia

She goes to the site

The cheapest plan is over $500 per month with a $10,600 deductible

We need healthcare reform. We need it Right Now. How can the cheapest plan for average American parameters cost you over $500 per month and need to spend over $10k to use it. Not one can afford this.
Grok says - The post shares a video from Georgia insurance agent Drea, demonstrating 2026 ACA marketplace rates for a 40-year-old male earning $63,000 annually in Atlanta: the cheapest unsubsidized bronze plan costs $508 monthly with a $10,600 deductible, up from $343 subsidized in 2025.
Georgia's overall ACA rates rose 34.6% for 2026, per CMS filings, outpacing the national median 18% increase, largely due to expiring enhanced subsidies post-2025 that previously shielded 1.3 million enrollees from full premium costs.
High deductibles create "functionally uninsured" individuals, as noted in replies and a 2023 JAMA study showing 28% of insured adults delay care due to costs, amplifying calls for reform amid medical inflation and policy uncertainty.

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