SMART MONEY CHOICES: PAYING OFF DEBT, LIVING TOGETHER, AND USING CREDIT CARDS WISELY

In this insightful episode of The Ramsey Show, the hosts take on some of the most common — and crucial — financial questions facing Americans today. They tackle whether using credit cards is ever a good idea, even when paid off monthly, and why cash-based living still reigns supreme. Listeners also hear expert guidance on how to prioritize debt repayment versus savings when facing a period of unemployment lasting more than a year. The hosts give sound advice to a caller wondering if moving in with a girlfriend before marriage is wise — both financially and relationally — and break down a clear, step-by-step plan for crushing $30,000 in debt once and for all. This episode empowers listeners to take control of their money, live debt-free, and make decisions that align with both financial stability and strong values.