When Will Mortgage Rates Drop to 4% Again? 34 Years of Proof

Are we ever going back to 4% mortgage rates? Join Dan Frio LIVE as we dive deep into decades of mortgage rate history (1990–2024) — uncovering what’s really driving today’s high rates and when we could finally see 4s again.

🏠 Whether you’re a homebuyer, homeowner, or investor, this is your data-driven reality check on inflation, the Fed, and the housing market.

✅ We’ll break down:

📊 Historical rate trends and how today compares

🏦 The Federal Reserve’s impact on mortgage rates

💵 Treasury yields, spreads, and inflation expectations

🔮 Real-world projections for when rates could fall back to the 4s

💡 How to prepare — buy now, refinance later, or wait?

🎙️ Host: Dan Frio — Mortgage Advisor | NMLS #246527
🏦 Peoples Bank & Trust
🔹 “1 Application • 1 Credit Pull • Compare 30+ Lenders”

🔗 Helpful Links:
💼 Compare 30+ Lenders → https://therateupdate.com/apply

📉 Rate Watch 2.0 Alerts → https://therateupdate.com/ratewatch

📊 Free Credit Scores → https://www.creditkarma.com/lp/free-credit-scores-v12aff?adcopy=0&adcampaign=core_acq_awin

🔒 Monitor Credit & ID → https://www.smartcredit.com/?PID=42980

📅 LIVE: Friday — [Insert Time & Time Zone]
💬 Join the chat LIVE and get your questions answered in real time.