The Brutal Truth: What Every Business Owner Must Do Before January

Feeling the Year-End Pressure? As the final weeks of the year approach, many small business owners are feeling the crunch — deadlines are looming, finances need reconciling, and the pressure to finish strong is real. But what if you could close out the year not with burnout, but with clarity, confidence, and control?

In this episode of 'Grit and Growth Business Live,' Ralph Estep Jr. focuses on helping business owners close out the year with clarity and confidence rather than chaos and burnout. He addresses recent disruptions, like the Amazon server issue, and emphasizes the importance of reflecting on the past year to prepare for the next. Key topics include prioritizing reflection, honest assessment, balancing rest with drive, organizing finances, and setting clear goals for the coming year. Ralph also answers listener questions, offering practical advice on how to assess business performance, find moments for rest, organize financial records, and incorporate gratitude. A special guest announcement and opportunities for live coaching are also discussed.

Read today's blog article:
https://www.gritandgrowthbusiness.com/blog/finishing-the-year-strong/
https://www.gritandgrowthbusiness.com/the-brutal-truth/

Podcast timestamps:
00:00 Introduction and Welcome
00:31 Amazon Server Outage Discussion
01:07 Year-End Reflection and Planning
01:48 Pressing Issue of the Week: Year-End Push
04:05 Steps to Handle Year-End Wisely
06:28 Listener Questions: Business Assessment
11:08 Listener Questions: Balancing Growth and Rest
15:28 Listener Questions: Organizing Finances
20:14 Listener Questions: Planning for the New Year
26:17 The Power of Focus
26:34 Defining Your One Word for the Year
27:02 Ralph's Personal Focus: Organization
27:38 Main Question of the Night: Finishing the Year Strong
29:14 Review Your Financial Position
32:23 Acknowledge Your Wins
35:46 Assess Your Goals
36:53 Capture Your Lessons
38:07 Practice Gratitude
47:11 Closing Thoughts and Encouragement

Free Discovery Call: https://gritandgrowthbusiness.com/coaching

Be a Guest (live coaching on the show): https://gritandgrowthbusiness.com/guest

Download your free Action Plan Sheet for this episode:
https://www.gritandgrowthbusiness.com/action

Schedule an Appointment with Saggio Management Group, Inc.
https://app.acuityscheduling.com/schedule/fabfb9f2/appointment/8258839/calendar/2141336?appointmentTypeIds[]=8258839

The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025