WHEN FAMILY, FAITH, AND FINANCES COLLIDE

In this powerful episode of The Ramsey Show, the hosts tackle real-life financial questions that hit close to home. One caller wonders if he should repay his parents the full value of the house they sold him for $1, sparking a deep discussion about gratitude, integrity, and wise stewardship. Another couple wrestles with whether to convert their HELOC into a 15-year mortgage after struggling to make progress on debt. A frustrated listener seeks advice on how to confront a friend who claims to follow the Baby Steps but keeps making reckless money decisions. The show also addresses how much a husband needs to earn for his wife to become a stay-at-home mom and whether paying off debt before investing is still smart at age 56. Through every call, the hosts reinforce timeless financial truths: live with integrity, stay disciplined, and never sacrifice your future for short-term comfort.