The Truth About VA Closing Costs 🇺🇸💰 | What Every Veteran Should Know Before Buying a Home

Ever wonder how a $0 down VA loan can still end up costing thousands at closing? 🤔 You’re not alone! While VA loans are one of the best benefits available to veterans and service members, there’s a lot more to know about closing costs before you sign on the dotted line.

In this video, we’re breaking down where that money actually goes — from property taxes and insurance to lender fees, VA appraisals, and everything in between. 💵 Learn which costs are fixed, which are negotiable, and which ones are set by law so you can plan and avoid surprises at closing.

💡 You’ll Learn:
✅ Why “0 Down” doesn’t mean “no cost”
✅ Typical closing costs on a $400,000 VA loan
✅ What fees are veterans legally protected from paying
✅ How to negotiate closing costs with sellers or lenders
✅ Smart ways to cover your closing costs — without breaking your budget

Some lenders might roll your closing costs into your loan with a slightly higher rate, while sellers can sometimes help cover them. 🏡 But each option comes with trade-offs — higher payments, longer-term debt, or tighter approval conditions.

👉 Before you start house hunting, talk to your VA Loan Expert (me) to find the best strategy for your financial situation.

📞 Contact: Jeff Markell (714) 614-4040 | Home Loan Lee (714) 336-0930 | Mortgage Broker Videos

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