Retiring at 67 is Broken - Retire Early Instead!

Want to retire early in Germany? 🤔
In this video, we break down the 5 essential steps to achieve financial independence (FIRE) — so you can take control of your money, your time, and your future.

We’ll go beyond the oversimplified “just buy one ETF” advice and show you a real roadmap to financial freedom in Germany. Whether you’re just starting your FIRE journey or already investing, this guide will help you plan smarter, save faster, and invest more effectively.

💡 What you’ll learn in this video:
1️⃣ How to calculate your FIRE number using the 4% rule — and find out what it really takes to retire early.
2️⃣ How to get a clear overview of your income, expenses, assets, and debts.
3️⃣ How to live frugally (not miserably) and cut costs without cutting joy.
4️⃣ How to increase your income — and why this step is just as important as saving.
5️⃣ How to invest smart through diversification, pensions, real estate, and ETFs — plus how to optimize your taxes for maximum returns.

💬 Do you want to reach financial independence faster? Tell us your FIRE goal in the comments!

Best Savings Account in Europe Calculator:
https://perfinex.de/calculator/best-savings-account-in-europe/

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PerFinEx GmbH - Personal Finance for Expats
The #1 English-speaking & Independent Financial Planner in Germany
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