VA 100% Cash-Out with Scores Down to 500

Most lenders cap VA cash-out refinances at 90%. At Gustan Cho Associates, we go all the way to 100%—even with credit scores as low as 500.

Too many veterans get turned away because of strict overlays, high credit score requirements, or lenders who won’t let them tap into their full home equity. That means missed opportunities, higher payments elsewhere, or cash you can’t access when you need it most.

At Gustan Cho Associates, we break those barriers. We offer VA cash-out refinances up to 100% loan-to-value and work with credit scores down to 500. If you’ve served our country, you shouldn’t be held back by rigid lending rules. We’re here to make sure you get the full benefit you’ve earned.

📞 Call Gustan Cho Associates today at 800-900-8569 and find out how you can pull 100% of your home’s value, even with less-than-perfect credit.