Programmable Money, CBDCs & Control — Europe Builds, India Tests

What if your money could be turned off with code?

In this episode of The Disruptive Technologies Podcast, host Nikodemus breaks down how Central Bank Digital Currencies (CBDCs) are reshaping not just finance—but sovereignty itself. With Europe designing programmable money architecture and India running live e-rupee experiments, we’re seeing the future of money play out in real time.

Learn how CBDCs:

Enable conditional payments, expiring balances & spending restrictions

Link every wallet to verified digital ID systems

Shift financial systems from neutral infrastructure to tools of state control

Featuring insights into the Sovereign Stack framework, we map the layers—from value and identity to computation and governance—and expose how CBDCs invert the core purpose of money: freedom.

💬 Join the conversation: What happens when cash disappears and every transaction requires permission?
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