How do I invest beyond my 401K for success?

Imagine finding free money on the street! This short video captures that exact scenario. Like a modern-day sidewalk prophets story, it reminds us to appreciate the unexpected gifts in life and is like a love song to serendipity when people finding money.

Most people think they’re “maxing out” their retirement savings when they get their employer’s 401(k) match—but that’s only the starting line, not the finish line. The match is free money, but it won’t build the retirement you’re dreaming of. In this episode, Ralph Estep Jr., financial coach and host of The Financially Confident Christian Podcast, explains why relying solely on your 401(k) match can leave you far short of your goals. Drawing from decades of experience helping clients plan for retirement, Ralph shares how much you really need to save, why diversification matters, and the simple steps to move from “just enough” to “more than enough” in retirement.

You’ll also discover practical strategies to increase your contributions, explore Roth IRAs and brokerage accounts, and avoid the heartbreaking shortfalls so many face at retirement age. This isn’t about fear—it’s about faith, action, and preparation. Ralph also highlights the importance of discipline and trusting God’s provision as you make wise financial decisions. If you’re ready to build a retirement worth living, this episode will give you the tools and encouragement you need to take the next step.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/retirement-investment/
https://financiallyconfidentchristian.com/beyond-my-401k

Podcast Timestamps:
00:01 Investing Beyond the 401(k): Introduction and Initial Thoughts
02:09 The Importance of Employer Matches and Beyond
04:03 Statistical Insights and Savings Goals
07:32 Strategies for Increasing Retirement Savings
10:23 Biblical Perspective and Action Plan

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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025