What’s Your Investment Horizon: Short-Term vs. Long-Term Goals?

Are you wondering how to approach short term investments versus long term investing? This episode helps viewers navigate these choices, especially if you are new to investing for beginners. Get ready to enhance your personal finance knowledge and learn how to invest with confidence, plus understand the basics of stock market and financial planning.

Do you ever wonder if your money is in the right place at the right time? Many people wrestle with the same problem: they save for the future in risky accounts they may need tomorrow, or they park long-term funds in “safe” places that miss years of growth. These mistakes cause stress, fear, and financial loss.

In this episode of Financially Confident Christian, host Ralph tackles the crucial question: should you invest for short-term goals or long-term ones? With more than 30 years of experience guiding families and business owners, Ralph brings clarity and peace to the decision-making process. His unique ability to connect biblical principles of stewardship with practical financial wisdom makes this episode a must-listen for anyone ready to match their money with their goals.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/investment-navigating-goals/
https://financiallyconfidentchristian.com/investment-horizon

Podcast Timestamps:
00:00 The big question: short-term or long-term investing?
00:01:10 The danger of treating all goals the same
00:02:00 Short-term goals require safety and stability
00:03:27 Real-life example: planning for dementia care
00:04:28 Long-term investments can ride the ups and downs
00:05:27 The risk of mixing horizons
00:06:20 Biblical wisdom on planning in order
00:07:03 A practical system for matching goals to timelines
00:08:43 Inviting listener questions and tomorrow’s topic
00:09:32 Offering resources for financial confidence

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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025