What is holding up AI adoption for compliance in U.S. Banks?

This episode examines a blog post from PCBB titled “Regulatory gaps slow US AI compliance adoption.” The blog post details how U.S. banks are falling behind global peers in adopting AI for compliance purposes. Federal deregulation and a patchwork of state rules seem to be impeding progress. Also considered is overall AI adoption and how the adoption is high, but disruption is low. Furthermore, companies have invested a lot of money in AI and so far, are getting zero return. A link to the blog post is included below.

Link: Regulatory Gaps Slow US AI Compliance Adoption

Link: ai_report_2025.pdf