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What is XRP? Beginner's Breakdown - Ripple's Cross-Border Payments & Utility in 2025
XRP is a cryptocurrency designed for fast, low-cost global payments, created by Ripple Labs in 2012. Running on the XRP Ledger (XRPL), a decentralized blockchain, XRP processes transactions in 3-5 seconds with fees under a cent, making it ideal for cross-border transfers. Ripple Payments uses XRP as a bridge currency, slashing costs for banks and remittance providers compared to slow systems like SWIFT. In 2025, with regulatory clarity from the SEC lawsuit resolution and partnerships with over 300 financial institutions, XRP is gaining traction. The launch of Ripple’s stablecoin RLUSD and growing use in NFTs and dApps further boost its utility, positioning XRP as a key player in global finance.
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XRP donations can be sent to this wallet address
rgqo8BPg4ZrJ57ABmnFEhNPw2pFqJGJty
Bitcoin donations can be sent to this wallet address
bc1qt0prnzt72van44m355u7a9s7l8ql2dy78wvma3
Ethereum donations can be sent to this wallet address
0x1f99589f32d31b09ea43ab49a5d1082da8edc8ef
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