Must-Have vs. Useless Insurances for Expats in Germany

If you're an expat living in Germany, navigating the insurance jungle can be overwhelming. 🤯
In this video, we break down which insurances are absolutely essential to protect your financial future - and which ones are a total waste of money.

✅ What we cover:
- The 4 must-have insurances every expat in Germany needs
- The 3 most useless insurances you should avoid
- Real-life examples and case studies (including how we cut one viewer’s pension fees by 77%)
- Key German insurance terms explained: Haftpflichtversicherung, Krankenversicherung, Berufsunfähigkeitsversicherung, Restschuldversicherung, and more

💸 Whether you're new to Germany or have been here for years, this guide will save you hundreds - if not thousands - of Euros every year.

🧠 Topics covered in this video:
- Best insurances in Germany for expats
- Private vs. public health insurance (GKV vs. PKV)
- Why liability insurance is a must
- The truth about glass break and accident insurance
- How to protect your income with disability insurance
- Private pensions and how to avoid high fees
- German insurance system explained simply

Read the full article on our website:
https://perfinex.de/must-have-useless-insurances-expats-germany/

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PerFinEx GmbH - Personal Finance for Expats
The #1 English-speaking & Independent Financial Planner in Germany
Further legal information is available at perfinex.de/impressum