Down Payment Assistance in California | How CalHFA Helps First-Time Buyers

🏡 CalHFA Loans Explained | California Down Payment Assistance for First-Time Homebuyers (2025)

Thinking about buying your first home in California but worried about the down payment? In this video, I break down CalHFA’s powerful loan and assistance programs designed to help first-time buyers like you — even if you don’t have 20% down.

📌 In This Video:
00:36 – Intro: What is CalHFA?
00:59 – CalHFA FHA & Conventional Loan Overview
01:41 – Down Payment Assistance Programs
02:10 – Who Qualifies in 2025?
02:58 – How to Apply & Next Steps

🎯 Key Takeaways:
• Get up to 3.5% of your purchase price for down payment or closing costs
• Programs available even in high-cost counties like Los Angeles, Riverside, and Orange County
• Designed for first-time buyers with credit scores as low as 640
• Use with homes priced up to $1 million (location-dependent)

💬 Have Questions?
Drop a comment below with your city or situation — I respond to everyone personally.
Or DM me on Instagram 👉 @bryan_marota

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📲 Want a free pre-approval? I can connect you with a CalHFA-approved lender today.

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🚨 Listing is Listed By
LA: Julie Shim
LO: T. N. G Real Estate Consultants
MLS ID: PW25139851

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