UPS vs NPS: Which Pension Scheme is Better in 2025?

1 month ago
22

🚨 A Major Pension Reform in India – Explained by OpinionJester!
From April 1, 2025, the Government of India has introduced the Unified Pension Scheme (UPS) for all central government employees — bringing a potential shift in retirement planning.

But the big question remains: Should you switch from NPS to UPS? 🤔

In this in-depth analysis, OpinionJester breaks down everything you need to know to make an informed decision:

✅ What is the Unified Pension Scheme (UPS)?
✅ UPS vs NPS – Key differences that matter
✅ Is ₹10,000 guaranteed monthly pension real or just a myth?
✅ How UPS pension is calculated
✅ Who is eligible to switch from NPS to UPS?
✅ Pros & cons – and why the switch is irreversible
✅ Family pension, inflation protection & long-term value
✅ Which states support UPS & who’s opposing it?

This video is a must-watch for:
👨‍💼 Government Employees
💼 Financial Advisors
👨‍👩‍👧‍👦 Anyone planning a secure retirement in India

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