SMART FINANCIAL CHOICES, TOUGH FAMILY QUESTIONS & GETTING OUT OF DEBT AT ANY AGE ON THE RAMSEY SHOW

On this episode of The Ramsey Show, trusted hosts George Kamel and Jade Warshaw take on the tough financial and personal decisions that so many Americans face today. Listeners call in with real-life questions like how to tackle costly home repairs while battling debt, what to do when credit card companies refuse to negotiate, and whether it’s wise to borrow from family to fund a business idea. One caller wonders if it's smart to pay off the largest debt first, while another seeks guidance on how to respectfully shut down a long-standing family business. George and Jade also address deeper family concerns, like how to stop a grandparent from repeatedly loaning money to a struggling granddaughter, and whether downsizing to a trailer is the right move to get ahead financially. One couple asks if they’re rushing into a proposal without being financially ready, and a 61-year-old caller bravely admits they’re still in debt with no retirement savings. Through it all, George and Jade offer practical advice, firm truth, and hope for a better future—rooted in common sense, discipline, and financial responsibility.