Name: I Know What I Can Afford - How Do I Prepare Financially to Buy That Home?
Uploaded: 2025-06-20T08:00:00+00:00
Duration: 11 min 9 s
Description: In this episode of 'Financially Confident Christian,' host Ralph guides viewers through the essential financial preparations for buying a home. Starting with determining what you can comfortably affor

5 months ago

Podcasts Faith and Religion home buying tips financial preparation for buying a house down payment savings closing costs explained budgeting for homeownership mortgage application process managing home buying stress credit score for mortgage emergency fund for home buyers

In this episode of 'Financially Confident Christian,' host Ralph guides viewers through the essential financial preparations for buying a home. Starting with determining what you can comfortably afford, Ralph covers actionable steps like building a targeted savings plan for the down payment and closing costs, maintaining an emergency fund, reviewing and improving your credit score, and avoiding new debts. The episode integrates biblical principles of stewardship, emphasizing disciplined financial preparation to reduce the stress of home buying.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/home-on-solid-ground/
https://financiallyconfidentchristian.com/prepare-financially-home

00:00 Introduction: Preparing Financially for Home Buying
00:25 Welcome to the Show: Financially Confident Christian
00:57 Deciding to Buy: Assessing Affordability
01:17 Practical Financial Preparations
03:40 Building Your Down Payment and Closing Costs Fund
05:11 Strengthening Your Financial Profile
06:05 Maintaining Credit and Avoiding New Debt
07:09 Empowerment Through Financial Discipline
07:52 Prayer for Financial Guidance
08:43 Conclusion: Stay Financially Savvy