Name: LIVE SHOW REPLAY Is That Brand Name Really Worth It?
Uploaded: 2025-05-25T08:00:00+00:00
Duration: 57 min 34 s
Description: In this episode, Ralph, joined by his co-host Craig, explore several faith-based financial principles, touching on overcoming debt, savings, community support, and the power of bartering. They also di

4 months ago

Podcasts Faith and Religion financial confidence Christian finance podcast debt management tips budget planning savings strategies financial guidance tackling debt emergency fund financial peace

In this episode, Ralph, joined by his co-host Craig, explore several faith-based financial principles, touching on overcoming debt, savings, community support, and the power of bartering. They also discuss practical steps to handle financial issues, such as listing debts, stopping credit card use, and building a baby emergency fund. Their engaging conversation is filled with real-life examples, actionable advice, and a dose of humor. Don't miss the listener Q&A where they address concerns about debt in collections, inconsistent income, and more. Tune in for encouragement and wisdom to help you on your journey to financial peace and purpose.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/smart-spending-debt-payoff/
https://financiallyconfidentchristian.com/brand-name-really/

00:00 Exciting Changes Ahead: New Name and Look
00:52 Injecting Financial Wisdom into Your Day
01:25 Overcoming Setbacks with Grit and Growth
02:25 Foundational Financial Steps Recap
04:11 Borrowing and Bartering: Smart Alternatives to Buying
15:22 The Brand Switching Challenge
25:00 Confronting and Managing Debt
27:44 Initial Thoughts on Debt Management
28:24 The Importance of Character in Lending Decisions
29:51 Negotiating with Creditors
31:14 Credit Counseling and Professional Help
32:51 The Reality of Debt and Bankruptcy
36:15 Stop Using Credit Cards to Manage Debt
38:20 Impact of Credit Card Usage on Credit Score
43:23 Making Consistent Debt Payments with Fluctuating Income
45:59 Building an Emergency Fund
49:10 Creative Ways to Increase Income
55:15 Final Thoughts and Encouragement