REAL TALK ON MONEY, MARRIAGE, CREDIT SCORES, AND THE TRUTH ABOUT BUYING A MILLION-DOLLAR HOME

On this episode of The Ramsey Show, George Kamel and Rachel Cruze take on tough questions from listeners navigating money and life challenges. One caller asks how to handle a marriage where financial independence is a struggle, while another wonders if a credit score is important at just 19. George and Rachel share firm advice on responsibility, budgeting, and why discipline matters more than chasing credit. A concerned boyfriend asks if his girlfriend’s lack of motivation is a red flag, and a father tries to steer his son away from the false promises of day trading. One woman is in the middle of a divorce and buried in debt—Rachel and George help her map a path toward stability and peace. The hosts also break down the current housing market and answer a big question: “Can I afford a million-dollar house?” Along the way, they explain why your phone bill counts as debt, and how to build a strong financial foundation. As always, The Ramsey Show provides real talk and no-nonsense advice rooted in personal responsibility, common sense, and time-tested financial principles. Whether you’re single, married, young, or starting over, this episode reminds you that hope is real, and your future can be brighter.