TACKLING $520K IN DEBT, DIVORCE DECISIONS, AND BUDGET STRATEGIES WITH GEORGE KAMEL & JADE WARSHAW

On this episode of The Ramsey Show, hosts George Kamel and Jade Warshaw offer no-nonsense financial guidance to help everyday Americans tackle some of life’s toughest money problems. One caller shares the shocking story of discovering $520,000 in mortgages taken out in her name by her late father—and asks what legal and financial steps to take next. Another caller wants to know if continuing to pay off debt makes sense after his wife announced she wants a divorce. George and Jade also answer important questions about budgeting—how detailed it should be—and whether to pay off a home equity line of credit in Baby Step 1 or wait for Baby Step 6. For those who feel stuck, Jade gives clear advice to a listener who’s been stuck on Baby Step 1 for three years. Other topics include how to handle life insurance concerns after a heart transplant and how couples can work through disagreements on big purchases—like a beach house. If you're facing financial confusion, debt, or hard decisions, this episode will remind you that with a clear plan, patience, and teamwork, you can build a stable future—one smart step at a time.