THE U.S. CREDIT SYSTEM IS RIGGED?

A woman just had her Capital One credit card canceled—not for missing payments, but for paying it off too often.

“I paid them too much money and they closed my account.”

She used her card frequently for personal and business expenses, paying it off every few days to avoid interest and earn over 100,000 travel points.

But Capital One shut her down for “credit cycling”—paying off and reusing your credit line multiple times in a billing cycle.