How to Pay Off Credit Card Debt FAST in 2025

Are you drowning in credit card debt? You’re not alone. As of 2025, U.S. credit card debt has hit a record $1.21 trillion, and millions of people are stuck paying 20%+ interest every month. In this video, I’ll show you exactly how to break free — using the same system I used to pay off $135,000 in debt in under a year. This isn’t just theory. These are real, actionable steps: ✅ How to create a strong financial margin

✅ When NOT to invest (and why)
✅ How to use 0% APR credit cards the smart way
✅ Why refinancing your home can be risky
✅ When to consider debt consolidation or even bankruptcy

📌 Timestamps:
00:00 – Intro
01:39 – My Personal Wake-Up Call
03:07 – Step 1
04:50 – Step 2
06:38 – Step 3: When 0% APR Makes Sense
08:21 – Step 4: Should You Refinance Your Home?
10:06 – Step 5: Last Resorts and Reality Checks

📺 Watch my full debt payoff journey here: https://www.youtube.com/watch?v=tbScK7JEvHA

👇 Drop a comment if you’re DONE with debt: “I’m taking control.”

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