No Documentation Loan

No Documentation Loans for Owner-Occupied Homes

Are you asset-rich but income-light? Do you have a great credit score but can't verify traditional income? In this video, Alex Carlucci of Gustan Cho Associates explains how true no documentation loans work — especially for owner-occupied properties.

Whether you’re self-employed, between jobs, or have a non-working spouse with strong financial backing, this loan option could be your answer. Learn how these low-doc mortgage programs allow qualified buyers to purchase homes without showing employment or income — using assets and credit score instead!

In this video, you'll learn:

What is a No Doc Loan

Minimum credit score and down payment required

How assets and reserves replace income documentation

Why this works for primary residence buyers

💡 Highlights:
✔ 20% down with a 740+ credit score
✔ 30% down available for 660 credit score
✔ True No Doc options — No income, no employment verification
✔ Perfect for borrowers with strong assets and high credit

📲 Ready to explore a No Doc Loan? Call Alex at 630-915-7550 for a free consultation.

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