How to Buy a Home With Little Money Down: Myths, Facts, and Proven Strategies

🏡 Think homeownership is out of reach because you don’t have a 20% down payment? Think again!

On the latest episode of the First Nation Financial podcast, hosts Lorelee and Josh Fard dive deep into the biggest myths and practical solutions for first-time homebuyers. If you’ve been feeling overwhelmed by the upfront costs of buying a home, this episode is a must-listen!

Here are 3 key takeaways:

Low/No Down Payment Options: You DON’T need 20% down. FHA, VA, and some Conventional loans may let you put down as little as 0–3.5%.

Ways to Cover Closing Costs: Strategies like seller concessions, lender credits, and gift funds can help you drastically reduce your out-of-pocket expenses at closing.

Renting May Be Costing More: In many markets, your monthly mortgage payment could actually be LESS than rent, plus you’re building equity and benefiting from homeowner tax deductions.

Ready to take your first step toward homeownership and financial security?
Connect with the team at First Nation Financial and get started today: https://firstnationfinancialcorp.com