Name: The #1 Way to Destroy 35% of Your Credit Score: Payment History Explained
Uploaded: 2025-04-13T14:01:22+00:00
Duration: 3 min 17 s
Description: Are you an honorable person? When you borrow a friend’s car, do you bring it back washed and with a full tank—or do you return it on E, crumbs on the seat, and say “thanks”? That’s how the banks see i

6 months ago

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Are you an honorable person? When you borrow a friend’s car, do you bring it back washed and with a full tank—or do you return it on E, crumbs on the seat, and say “thanks”?

That’s how the banks see it too. Payment history makes up 35% of your credit score because it tells them who you are—not just how much money you make.