Merchants, this one’s for you. 🛒💰

Every time a customer swipes a card, banks take up to 3% of your sale.
That $100 grocery run? You’re only seeing $97.

With PhiPay, that fee drops to just 1%—and that 2% difference? It’s your profit back in your pocket.

📈 For stores that earn 3.5% profit margins, PhiPay can boost that to 5.5%—without changing a single sale.

Less fees. More freedom. Real gold-backed payments.

This is the smarter way to get paid.
🔗 www.phinance.gold

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