Why Am I Still Broke? Uncovering The Hidden Root Causes

In this episode of the Ask Ralph Show, Ralph addresses the common struggle of living paycheck to paycheck despite earning a decent income. He explores the hidden reasons behind financial challenges, such as lifestyle creep and emotional spending. Ralph emphasizes the importance of distinguishing between needs and wants and aligning spending with God's purpose. The episode includes practical steps like creating a needs vs. wants list and relies on scripture for guidance. Join Ralph for a faith-centered discussion on overcoming financial shame and finding financial peace.

Read today’s blog article:
https://www.askralphpodcast.com/blog/still-broke-hidden-habits-sabotaging-you/
https://www.askralphpodcast.com/why-am-i-still-broke/

00:00 Introduction: Breaking the Cycle of Financial Struggles
01:19 Welcome to the Ask Ralph Show
01:59 Understanding Lifestyle Creep and Emotional Spending
04:08 Practical Solutions: Needs vs. Wants
05:36 Encouragement and Final Thoughts
06:13 Closing Prayer and Challenge

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