Ch 4 Base Segment Overview Fields 7 - 29

The video summarizes the Base Segment fields 7 through 29 from Chapter 4 of the Metro 2 Credit Reporting Resource Guide, tailored for readers seeking to use Metro 2 to accurately read credit reports, identify errors, and draft dispute letters to consumer reporting agencies (CRAs). Starting with Field 7 (Consumer Account Number), these fields focus on the attributes of the credit transaction itself—such as payment history, balances, or status—unlike the prior fields (0-6), which dealt with data transfer logistics.

This section provides the actionable details tied to the account that appear on credit reports, enabling readers to compare these fields against Metro 2 definitions, spot inconsistencies or omissions (e.g., incorrect account numbers or missing payment data), and use those findings as evidence in dispute letters to CRAs.