Premium Only Content

Ch 4 J2 Segment Fields 1 - 11
The video summarizes J2 Segment Fields #1 through #11 from Chapter 4 of the Metro 2 Credit Reporting Resource Guide, helping readers use Metro 2 to accurately read credit reports, identify errors, and draft dispute letters to consumer reporting agencies (CRAs). These fields detail an associated consumer living at a different address from the Base Segment’s primary consumer, including: #1 (segment identifier, "J2"), #2 (reserved), #3 (surname), #4 (first name), #5 (middle name), #6 (generation code), #7 (Social Security number), #8 (date of birth), #9 (telephone number), #10 (Equal Credit Opportunity Act code, e.g., joint, co-signed, or authorized user), and #11 (consumer information indicator, e.g., bankruptcy status).
These fields ensure proper identification of co-consumers; errors like missing data (e.g., no ECOA code for a joint account), incorrect details (e.g., wrong SSN), or failure to report a known associated consumer can be flagged as inconsistencies with Metro 2’s standard. Such discrepancies provide a solid basis for dispute letters to CRAs, leveraging the format’s requirements to correct inaccuracies.
-
1:55:59
The Charlie Kirk Show
2 hours agoDebunking the Lies and Smears about Charlie | ThoughtCrime Team | 9.25.2025
48.7K39 -
DVR
Sean Unpaved
2 hours agoCup Swings, Homer Kings, & TNF Zzzz's
16K2 -
8:13
It’s the Final Round
7 hours ago💰Seahawks vs Cardinals Best Bets🔥Player Prop Picks, Parlays,Predictions FREE Thursday September 25th
2.98K -
27:22
Rethinking the Dollar
1 hour agoSilver at $45: Is War the Spark for $100 Silver? | Thursday News Update
4.58K1 -
1:01:13
Timcast
2 hours agoAnti ICE Shooter Was Kirk Assassin Copycat, FBI Says Attack Was Planned
147K87 -
2:18:47
Right Side Broadcasting Network
4 hours agoLIVE REPLAY: President Trump Greets Turkey’s President Erdogan - 9/25/25
45.7K25 -
2:08:31
Steven Crowder
5 hours agoThey Are Lying Because They Are Losing: ICE Shooter, White People, & ... Bees?
430K410 -
LIVE
IrishBreakdown
2 hours agoNotre Dame vs Arkansas Game Predictions
21 watching -
1:08:05
DailyClout
3 hours ago"Dr. Henry Ealy: What to Do About Trauma"
9.26K3 -
59:04
The Rubin Report
3 hours agoGavin Newsom Humiliates Himself on Colbert by Saying This Live On-Air
55.8K55