Ch 13 Overview

The video summarizes Chapter 13 of the Metro 2 Credit Reporting Resource Guide, assisting readers in using Metro 2 to accurately read credit reports, identify errors, and draft dispute letters to consumer reporting agencies (CRAs). Chapter 13 provides specialized reporting guidelines for utility company accounts, detailing how they should appear on a credit report.

This chapter is a reference to verify utility entries; errors such as incorrect payment status or missing data can be identified and disputed as non-compliant with Metro 2’s standards. By citing Chapter 13, readers can strengthen dispute letters to CRAs, ensuring accurate utility reporting per the industry format.