TAKE CONTROL OF YOUR MONEY AND FUTURE: DAVE RAMSEY'S TEAM ANSWERS REAL QUESTIONS WITH REAL SOLUTIONS

The Ramsey Show is a trusted source of financial wisdom, hosted by Dave Ramsey and his team of experienced experts. In this episode, callers ask for help on real-life challenges many Americans face. One listener wants advice on how to get their parents to follow Dave's “Baby Steps,” a proven plan for building lasting financial peace. Another wonders if opening a line of credit is a smart move for their growing business. A caller overwhelmed by debt looks for hope and direction, while another couple asks whether they should refinance their home or focus on paying off debt. Dave and his team explain the importance of having a fully funded emergency fund and walk through smart ways to negotiate salaries with confidence and respect. The show offers straight talk, common sense solutions, and encouragement for those ready to take control of their money and their lives. Whether you're just starting out or looking to clean up past mistakes, The Ramsey Show helps you make wise decisions rooted in personal responsibility, discipline, and strong values. It's not just about money—it’s about building a better life for you and your family, one step at a time.