HOW TO BOOST INCOME, BUILD WEALTH YOUNG, HANDLE RELATIONSHIPS & ENJOY LIFE

On this episode of The Ramsey Show, Dave Ramsey and his team of trusted experts offer practical, no-nonsense advice to help listeners take control of their money and live with purpose. They start by discussing how earning a certification can be a smart investment to boost your income and open doors to better job opportunities. Next, they break down how to start a consultation business from the ground up, focusing on hard work, reputation, and keeping things simple. One caller shares how he built a $1.1 million net worth by age 30—proving that with discipline and a clear plan, financial freedom is possible. Dave also gives wise guidance to a young woman wondering how to manage finances with her boyfriend, encouraging healthy boundaries and responsibility before marriage. The team tackles a common question—how to build credit without credit cards—by showing that you don’t need debt to succeed. Finally, they share tips on how to enjoy life now while sticking to a budget, reminding us that contentment and discipline go hand in hand. This episode is packed with real stories, time-tested wisdom, and the kind of financial truth that leads to lasting freedom.