SMART MONEY MOVES: DAVE RAMSEY & DR. DELONY HELP LISTENERS TACKLE JOB CONTRACTS...

On The Ramsey Show, Dave Ramsey and Dr. John Delony tackle real financial and life questions with practical, no-nonsense advice. In this episode, they help callers navigate major decisions that could shape their future. One listener is debating whether to commit to a five-year contract with their company, seeking wisdom on long-term job security versus flexibility. Another caller, going through a separation, asks how to handle finances while living apart. For those dreaming of homeownership, Dave breaks down how much to save and how to prepare financially before taking the plunge. A couple who won a hunting trip to Africa wonders if they should spend the money on the once-in-a-lifetime experience or put it toward their future home—Dave gives them a clear financial perspective. One listener is stuck in two costly Whole Life insurance policies and needs a way out, while another wants to build credit without falling into the trap of credit cards. With straightforward guidance and a focus on financial freedom, Dave and Dr. Delony offer callers the tools they need to make wise decisions, avoid debt, and take control of their money—so they can build a secure future and live with confidence.