DTI Explained: How Lenders Calculate Your Debt-to-Income Ratio

🏡 What is DTI, and why does it matter for mortgage approval? In this clip, we break down Debt-to-Income Ratio (DTI) and how lenders use it to determine if you qualify for a home loan.

📌 In this video, you'll learn:
✔️ What DTI is & why it’s important
✔️ How lenders calculate your DTI (including front-end & back-end ratios)
✔️ How self-employed borrowers can calculate DTI
✔️ Tips to lower your DTI and show more qualifying income

💡 Want to improve your chances of getting approved? Watch until the end for expert insights!

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