How Lenders Approve Mortgages: Income, Assets, Credit & Property

🔹 What does it take to get approved for a mortgage? In this livestream, we’re breaking down the 1003 Mortgage Application to show exactly how lenders evaluate borrowers.

📌 Topics Covered:
✔️ Income & Debt-to-Income (DTI) – How your earnings and debt affect approval
✔️ Property & Loan-to-Value (LTV) – How much house you can afford and equity requirements
✔️ Assets & Down Payment Options – Exploring gifts of equity, HELOCs, seller concessions, and nontraditional assets
✔️ Credit & Qualification Factors – How your credit score and history impact loan approval

💰 BONUS: Learn how to use your 401(k) without penalties and leverage alternative financing options to cover your down payment and closing costs!

📅 Join us LIVE and bring your questions! Whether you’re a first-time homebuyer or refinancing, this session will help you understand how to qualify for the best mortgage.

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