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Can you really afford to skip long term care insurance?
How can you prepare for the emotional and financial challenges of long-term care? In this episode of the Ask Ralph Show, Ralph Estep Jr. answers a listener’s heartfelt question by sharing personal experiences and real-life stories about the impact of long-term care planning. He explains the high costs of care, the benefits of long-term care insurance, and practical steps to create a plan that protects your family from financial strain. Ralph encourages listeners to take action now, consult trusted advisors, and trust God’s guidance in stewardship. But can you really afford to skip long-term care insurance? This episode offers hope, wisdom, and resources for planning with faith and responsibility.
Read today’s blog article: https://www.askralphpodcast.com/blog/is-long-term-care-insurance-worth-it/
https://www.askralphpodcast.com/skip-long-term-care/
Podcast Timestamps:
00:00 Episode Overview
01:59 Listener's Dilemma: Naomi's Story
02:47 If You Have A Question You'd Like Answered, Head Over To https://justaskralph.com/
03:24 Biblical Wisdom: Luke 14:28
04:47 Today’s Gratitude Statement
05:58 Mary's Story: The Benefits of Long-Term Care Insurance
12:09 Jane's Story: The Consequences of Lack of Planning
20:40 Expected Costs Of Long-Term Care
23:48 Costs Of Long-Term Care Insurance And What It Covers
27:28 Action Steps for Long-Term Care Planning
31:50 Visit https://www.askralphpodcast.com/blog/ for Free Financial Resources
32:34 Reflection Questions
37:37 You Can Support the Show by Visiting https://askralphpodcast.com/support
38:54 Closing
Support the Show
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https://mailchi.mp/askralph.com/group
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What is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/
Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/
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