Premium Only Content

Can you really afford to skip long term care insurance?
How can you prepare for the emotional and financial challenges of long-term care? In this episode of the Ask Ralph Show, Ralph Estep Jr. answers a listener’s heartfelt question by sharing personal experiences and real-life stories about the impact of long-term care planning. He explains the high costs of care, the benefits of long-term care insurance, and practical steps to create a plan that protects your family from financial strain. Ralph encourages listeners to take action now, consult trusted advisors, and trust God’s guidance in stewardship. But can you really afford to skip long-term care insurance? This episode offers hope, wisdom, and resources for planning with faith and responsibility.
Read today’s blog article: https://www.askralphpodcast.com/blog/is-long-term-care-insurance-worth-it/
https://www.askralphpodcast.com/skip-long-term-care/
Podcast Timestamps:
00:00 Episode Overview
01:59 Listener's Dilemma: Naomi's Story
02:47 If You Have A Question You'd Like Answered, Head Over To https://justaskralph.com/
03:24 Biblical Wisdom: Luke 14:28
04:47 Today’s Gratitude Statement
05:58 Mary's Story: The Benefits of Long-Term Care Insurance
12:09 Jane's Story: The Consequences of Lack of Planning
20:40 Expected Costs Of Long-Term Care
23:48 Costs Of Long-Term Care Insurance And What It Covers
27:28 Action Steps for Long-Term Care Planning
31:50 Visit https://www.askralphpodcast.com/blog/ for Free Financial Resources
32:34 Reflection Questions
37:37 You Can Support the Show by Visiting https://askralphpodcast.com/support
38:54 Closing
Support the Show
https://askralphpodcast.com/support
Ask Ralph Insiders Community
https://mailchi.mp/askralph.com/group
Ask Ralph Show Live
https://askralphpodcast.com/live
What is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/
Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/
Schedule an Appointment with Saggio Management Group, Inc.
https://app.acuityscheduling.com/schedule/fabfb9f2/appointment/8258839/calendar/2141336?appointmentTypeIds[]=8258839
-
14:48
Financially Confident Christian
1 day agoWhy Do I Feel Like My Financial Progress Doesn’t Stick?
51 -
LIVE
LFA TV
11 hours agoBREAKING NEWS ALL DAY! | WEDNESDAY 9/24/25
4,399 watching -
LIVE
Nikko Ortiz
1 hour agoBEST Place To Go During World War 3 - Rumble Studio LIVE
260 watching -
LIVE
Benny Johnson
1 hour agoBREAKING: Left-Wing Terrorist Attack at ICE Facility, Sniper Opens Fire | Kimmel Sobs in Non-Apology
6,443 watching -
LIVE
The Big Mig™
2 hours agoTrump, Chuck Schumer & Hakeem Jeffries Can Go Pound Sand!
6,068 watching -
1:09:27
The Kevin Trudeau Show Limitless
1 hour agoHow Energy, Mindset, And Marketing Really Work: Kevin Trudeau Reveals All!
221 -
Dear America
2 hours agoGoogle ADMITS CENSORING Under Biden!! WE WERE RIGHT!! + The UN Sabotaged Trump!!
99.4K56 -
LIVE
Badlands Media
8 hours agoBadlands Daily: September 24, 2025
3,321 watching -
LIVE
Matt Kohrs
10 hours agoMarket Open: Bounce or Breakdown? LIVE Trading & Breaking News
482 watching -
LIVE
Wendy Bell Radio
6 hours agoThe Left Lies About Everything
7,251 watching