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How Much Money You Need to Earn $85,000 Per Year Without Working
1. Income – Regular cash flow.
2. Growth – Reinvest boosts returns.
3. Not All – Some don’t pay.
4. Risk – High yield = caution.
5. Reliable – 25+ years growth.
6. Tax – Rates vary.
7. Sustain – Check payout ratio.
8. Sectors – Utilities, staples pay.
9. Increase – Rising dividends matter.
10. Cuts – Risk in downturns.
11. ETF – Lowers risk.
12. Score – Checks reliability.
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