Cash in or roll over? What’s the smart move for your maturing CD?

Do you have a CD that's about to mature? Wondering whether you should cash it in or roll it over? In this episode of The Ask Ralph Podcast, Ralph Estep Jr. shares practical advice on what to consider when your CD reaches maturity. Learn how to evaluate your financial goals, understand the potential benefits and drawbacks of rolling over, and explore alternative investment options. Tune in for tips to make the smartest move for your maturing CD and ensure it aligns with your financial strategy.

Read today’s blog article: https://www.askralphpodcast.com/blog/maximize-returns-your-cd-matures/
https://www.askralphpodcast.com/for-your-maturing-cd/

Podcast Timestamps:
00:00 Episode Overview
02:41 Listener’s Question: What Should I Do When My CD Matures?
04:48 Bible Verse - Proverbs 27:23-24
05:54 Today’s Gratitude Statement
07:52 What is a CD?
08:37 Understanding Your Options with CDs
08:43 #1 Cash It In
08:56 #2 Roll It Over
09:19 #3 Let It Auto-Renew
29:55 Action Steps To Make The Smart Choice
29:59 #1 Evaluate Your Goals
30:24 #2 Research Current Rates
30:40 #3 Consider Alternatives
31:36 #4 Pray and Seek Wise Counsel
31:58 Reflection Questions
33:12:00 Closing

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