Whole Life or Term? Understanding Your Insurance Options | Oliver Ross

Many financial advisors will recommend whole or universal life insurance policies, as these build equity over time. However, while this may be good advice for the wealthy and high income earners, it may not be the best path for the common person who is often, especially in today’s society, struggling just to get by every month.

Oliver Ross of Liberty Lives, who has been a guest on my show in the past with a series on protecting your privacy, joins me today to discuss the ins and outs of life insurance. There is no one size fits all solution, and understanding the pros and cons of whole life versus term may not only help you to make a better decision on which option will best protect your family in the event of your untimely death, but even be a strategy for freeing up money for savings and investments.

As Oliver points out, the goal with any form of life insurance is to reach in life a level of wealth where you no longer need insurance.

Contact Oliver:
437-410-2000
oross@primerica.com

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